The Hidden Challenges of Genworth Long-Term Care Claims

Did you know?
  • Over 70% of claims face delays due to incomplete documentation
  • Many Michigan families pay out-of-pocket during elimination periods
  • Home care costs in Michigan average $30-$35+ per hour
  • Full-time support can exceed $70,000 annually in Michigan
You're facing:
  • Confusing policy language and benefit triggers
  • Complex ADL documentation requirements
  • Uncertainty about elimination period rules
  • Fear of claim denial that could impact your loved one's care

Your Complete Michigan Guide to Genworth Long-Term Care Insurance

The Genworth Long-Term Care Insurance Guide shows you how to:

  • Understand Your Policy Coverage - Navigate benefit limits and reimbursement rules

  • Navigate Benefit Triggers - Learn what ADLs and cognitive impairment mean for approval

  • Prepare for Assessment - Know what to expect during Genworth's nurse evaluation

  • Manage Elimination Periods - Understand calendar-day vs. service-day requirements

  • Prevent Claim Denials - Avoid the most common pitfalls that delay benefits

  • Access Michigan Resources - Find licensed agencies and support specific to your area

Senior woman reviewing insurance documents with caring professional

Why Trust Care Plan Inc For Your Genworth LTC Needs?

For 15+ years, we've specialized in helping Southeast Michigan families navigate complex long-term care insurance and home care transitions with confidence.

What makes our Genworth guide different:

  • Our guide is created by RNs, LPNs, and MSWs who understand Genworth's assessment process

  • We focus on Michigan-specific requirements and cost considerations for LTC claims

  • We serve families throughout Birmingham, Bloomfield Hills, Grosse Pointe, and surrounding Michigan communities

  • Our caregivers are specially trained to meet Genworth's documentation requirements

"This guide contains the exact Michigan-specific Genworth policy information our clinical team provides to every family we serve."

Maximize Your Genworth Benefits Today

Don't risk delays or denials with your long-term care coverage. Our Michigan-specific guide helps families understand exactly how to use their Genworth policy for quality home care without confusion.

Download your free Genworth guide now and:

  • Understand your Genworth policy completely

  • Navigate the claims process with confidence

  • Avoid common claim denials and delays